Free IHOP pancakes tomorrow (Feb. 24)

February 23rd, 2009

pancakesThe only thing better than buttermilk pancakes slathered in butter and maple syrup are free buttermilk pancakes slathered in butter and maple syrup, so I’m especially excited about tomorrow being National Pancake Day!

In honor of the occasion, IHOP will once again offer customers a free short-stack (three) of their famous buttermilk pancakes between 7am and 10pm on Tuesday, Feb. 24 only.

All IHOP asks of free pancake recipients is that they consider making a donation to support local children’s hospitals through the Children’s Miracle Network.

Their fundraising goal in 2009 is a cool $1 million – which is a heck of a lot of hotcakes!

BONUS: While you’re stuffing your face, impress your friends by telling them about the origin of National Pacake Day:

Known also as Fat Tuesday or Mardi Gras, National Pancake Day dates back several centuries to when the English prepped for fasting during Lent. Eating dairy products was a no-no during Lent, so pancakes were made to use up the supply of eggs, milk, butter and other dairy products. Hence the name Pancake Tuesday…

Magnificent deals at Mag-a-day

January 15th, 2009

mailbox1I love getting mail, not the annoying junk stuff but things addressed specifically to me and truly intended for my opening pleasure.

Which is why I’m such a sucker when it comes to magazines. Not only are they a piece of mail I can depend on, they’re also an inexpensive way to entertain myself for at least a few hours each month.

I currently subscribe to five six different magazines - Marie Claire, Self, Smart Money, Conde Nast Traveler and Reader’s Digest (just added Shape today) – but that number will probably go is going up now that I’ve found Mag-a-day.com.

Mag-a-day offers a limited number of magazine subscriptions at wholesale rates, with a new title posted daily. I thought $12 was cheap, but we’re talking a year of Maxim for $2.95 and 12 issues of Shape for $3.19 (offered today, so hurry over)!

Stack of magazines

What’s the catch? Well, the only potential ones I can see are there’s a limited number of subscriptions available for each title and the deals expire at the end of the day. Someone who’s on top of it, though - which really is easy since the website offers both an RSS feed and an email subscription – can walk away with incredible deals on well-known magazines.

If software is more your thing, Jonathan at My Money Blog recently wrote about a similar website called Giveaway of the Day that offers free daily downloads of fully-licensed software. As in the case of Mag-a-day, though, these specials are only available for one day so visit them often to ensure you don’t miss out!

Merry Christmas from Saver in the City!

December 25th, 2008

As I sit here in my pajamas, stuffed with French toast casserole and surrounded by a pile of thoughtful presents from loved ones, I just wanted to take a quick moment to wish y’all a Merry Christmas! I hope your day is equally as meaningful and special, and I look forward to sharing more of my mis-adventures in saving in the coming months!

Credit cards here, credit cards there…

December 17th, 2008

Credit cards everywhere. In the last 72 hours, I’ve been given the hard sell to open up a new credit card multiple times, and I’m not even including the offers that flood my mailbox on a daily basis.

With the state of the economy and the bulk of the media blaming it on Americans’ reliance on credit, one would think credit card companies would lay low. One would be wrong.

The people who approached me to open a new credit card had no idea I have excellent credit. Okay, maybe one of them (WaMu) has a good inkling of my credit worthiness, but still it seems somewhat amazing to me that credit card companies continue to push us to spend, spend, spend. Here’s the rundown:

Over the weekend I went to the mall to buy the last of my Christmas presents. At almost every store they asked if I would like to open up a [store name] credit card to save 10-15%. I already had a card at one of the stores (though I rarely use it unless there’s a promotion going on) and I declined at the rest without even thinking about it.

Then, at the airport on my return trip to Texas, I was walking through the terminal when a guy accosted me to see if I’d be interested in a US Airways credit card. As I rushed by, I politely told him I have all the credit cards I need but he persisted, yelling after me, “But this one will help you save money!” First of all, it wouldn’t because I use US Airways about 1% of the time I fly and secondly he obviously didn’t realize the irony of saying I’d save money by spending money that I don’t really have. Or at least that he didn’t know I had.

To make matters worse, I walked back by him about 15 minutes later to get to my gate and he gave me the same pitch, obviously not recognizing me or realizing he’d already tried and failed to sell me a new credit card. Better work on your sales skills, buddy…

Then yesterday I received a phone call (at work no less!) from WaMu telling me they were doing a “credit card blitz” and that I was eligible for a credit card charging 0% interest for 6-12 months, including free access to my credit report. While these might be attractive features to someone without a primary credit card, I am perfectly happy with my Chase Rewards Visa card.  Another irony: technically if I was to take WaMu up on their offer, they’d be stealing my dollars from Chase, their new parent company.

There’s been a glut of stories in the last few weeks about credit card companies canceling unused accounts, lowering spending limits and turning down new applications to reduce their risk. In practice that sounds great, but in reality the companies seem to be pushing just as hard, if not harder, to bring in new cardholders.

If that’s the case, I just hope people – especially those who can’t afford more credit – are able to resist the temptation.